Liability Insurance Coverage
-General Liability coverage starting at $500,000 / $1,000,000
-Products completions and operations for e-liquid manufacturers, distributors and store front operations included
-Personal injury and advertising injury coverage included
-No fault medical payments to others is included
IMPORTANT CONSIDERATION FOR E-LIQUID MANUFACTRUERS and VAPOR SHOPS WHO USE THEIR OWN LABELS ON THEIR PRODUCTS: 
The “Fat Form” health hazard coverage is made available upon request.  The health hazard coverage form provides legal expense and liability insurance coverage for “health claims” made against your business by those who have used/ingested your e-liquid products. 
Property Insurance Coverage
If you own your business property:
-we provide building insurance coverage
-we provide insurance coverage to protect your business property (must have burglar alarm)
If you rent your business premises:
-we provide insurance coverage to protect your business against damage to your rented premises
-we provide insurance coverage to protect your business personal property (must have burglar alarm)
Business Income and Extra Expense coverage will also be quoted.  Business income insurance provides protection in event your business suffers a loss of income due to the suspension of your business operations as a direct result of damage or destruction to your property.  Extra Expense should also be considered because you quite possibly can incur necessary expenses during the period of restoration that you would not have incurred if there had not been a direct physical loss or damage to your property.
Please contact us today so we can provide your business an SIAA Program propreitary quote!

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